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Bank Details for MICR: 686052002

Bank NameKarnataka Bank Limited
Branch Name Kottayam
Branch Code 000379
IFSC Code KARB0000379
MICR Code 686052002
Bank Address Building No.v111,dno.584 & 584 A1, Karimattom Plaza,nagampadam, Kottayam - 686001
State Name Kerala
City / Area Kottayam
District Name Kottayam
Contact Details2564567

MICR code - 686052002 of bank Kottayam Kottayam Kerala India Karnataka Bank Limited is use to do any online transaction like NEFT, RTGS, ECS Transactions.

IFSC Code - KARB0000379 of bank Karnataka Bank Limited and MICR code - 686052002 of bank Karnataka Bank Limited is use to do any online transaction or transaction related to the Kottayam branch of Karnataka Bank Limited Kottayam Kerala. an Invalid use ifsc code or micr code will lead to failur of the transaction.


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MICR Code: Magnetic Ink Character Recognition MICR CODE is printed on cheque book to facilitate the Process of cheques.

National Electronic Funds Transfer (NEFT) is a nation-wide system that facilitates individuals, firms and corporates to electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. NEFT transfers are also referred as e-cheques as the funds are not transferred in real-time and the funds are settled in batches.

'RTGS' stands for Real Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds transfers individually on an order by order basis (without netting). You need the IFSC Code to identify the Branch for which you will want to transfer funds using RTGS. Note all branches don't have IFSC Codes.

'IMPS' is Immediate Payment Service and it is commonly known as Interbank Mobile Payment Service. IMPS uses IFSC codes to offer a number of fund transfer services instantly in a round the clock environment. National Payments Corporation of India (NPCI), which is an organization that regulates the retail payments in India, has provided this facility.