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Bank Details for MICR: 686059001

Bank NameSouth Indian Bank
Branch Name Kappad
Branch Code 000240
IFSC Code SIBL0000240
MICR Code 686059001
Bank Address Ground Floor,john Paul Ii Pilgrim Centre, K.e. Road, Kappad, Kottayam , Kottayam , Kerala, Pin-686508
State Name Kerala
City / Area Kottayam
District Name Kottayam
Contact Details236933

MICR code - 686059001 of bank Kappad Kottayam Kerala India South Indian Bank is use to do any online transaction like NEFT, RTGS, ECS Transactions.

IFSC Code - SIBL0000240 of bank South Indian Bank and MICR code - 686059001 of bank South Indian Bank is use to do any online transaction or transaction related to the Kappad branch of South Indian Bank Kottayam Kerala. an Invalid use ifsc code or micr code will lead to failur of the transaction.


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MICR Code: Magnetic Ink Character Recognition MICR CODE is printed on cheque book to facilitate the Process of cheques.

National Electronic Funds Transfer (NEFT) is a nation-wide system that facilitates individuals, firms and corporates to electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country. NEFT transfers are also referred as e-cheques as the funds are not transferred in real-time and the funds are settled in batches.

'RTGS' stands for Real Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds transfers individually on an order by order basis (without netting). You need the IFSC Code to identify the Branch for which you will want to transfer funds using RTGS. Note all branches don't have IFSC Codes.

'IMPS' is Immediate Payment Service and it is commonly known as Interbank Mobile Payment Service. IMPS uses IFSC codes to offer a number of fund transfer services instantly in a round the clock environment. National Payments Corporation of India (NPCI), which is an organization that regulates the retail payments in India, has provided this facility.